Read This if You Are Worried that the market will take a bite out of your retirement
Discover How Retirees Fully Replaced Their Income And Are Locking In Guaranteed Future Income for Life — Without Giving Up Control of Their Money
No in-person meetings. No pressure. Just a simple, transparent virtual call process that shows you the best annuity options side-by-side — even if you’re not sure annuities are right for you.
3 Key Results We Help You Achieve — Without the Guesswork
Lock in lifetime income you can’t outlive
Most retirees don’t realize they’re still exposing their savings to unnecessary risk — or that they could be running out of money in 10-15 years.
With our proven process and advanced comparison tools, you’ll secure a guaranteed monthly income stream that lasts for life — so you can stop worrying and start living.
Eliminate the guesswork from retirement planning
Too many people are overwhelmed by conflicting advice and confusing financial products.
Our side-by-side annuity comparison system gives you total clarity — showing you exactly what your best options are, in plain English, without the pressure or jargon.
Gain peace of mind knowing your money is protected
You’ve worked too hard to lose your savings to market crashes or inflation.
When you work with us, you’ll finally feel confident that your retirement plan is solid, safe, and aligned with your long-term goals — giving you peace of mind today and security for tomorrow.
The Smarter, Safer Way to Secure Your Retirement Income
Old Way
Advisors push products that benefit them, not you
Confusing jargon, hidden fees, and unclear strategies
One-size-fits-all recommendations with limited options
In-person meetings that waste time and add pressure
New Way
Objective comparisons using real-time data from hundreds of annuities
Clear, honest guidance — no jargon, no sales pitch
A custom plan built around your goals and income needs
100% virtual, simple 3-call process — efficient, private, and pressure-free
HOW IT WORKS
A Simple, 4-Step Process That Brings Total Clarity to Your Retirement
Personalized Discovery Call
We start with a relaxed, no-pressure Zoom call where we take the time to understand your goals, concerns, and retirement timeline.
This isn't about selling — it's about listening, so we can build a plan that’s actually right for you.
Real-Time Annuity Comparison
Next, we use our powerful AnnuitiesGenius software to compare hundreds of annuity products side-by-side — all tailored to your age, investment amount, and retirement goals.
You’ll finally see the facts — not hype — laid out clearly, so you can make a truly informed decision.
Transparent Strategy Review
We walk you through your top options in plain English, explaining pros, cons, fees, and long-term benefits — without any confusing jargon.
This isn’t guesswork or generic advice. It’s a data-backed strategy built around your future.
Final Recommendation & Income Plan
You’ll leave with a complete, customized income plan designed to protect your money and create predictable, guaranteed lifetime income.
No pressure. No commitment. Just peace of mind knowing your retirement is on the right track.
Worried the Market Could Wreck Your Retirement? Here’s the Safer Way Forward
CLIENT TESTIMONIALS
What Our Clients are Saying?
Client Name
Company Name
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The Process
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The Result
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CLIENT TESTIMONIALS
What Our Clients are Saying?
Zero Pressure. All Clarity. Guaranteed.
There are no upfront fees or commitments — just a complimentary Retirement Income Review using our powerful annuity comparison software. You’ll get unbiased advice from an independent advisor who puts your needs first. No sales tactics. No guesswork. Just the peace of mind you deserve before making any decisions.
Discover How Retirees Are Locking In Guaranteed Income — Without Giving Up Control
CLIENT TESTIMONIALS
What Our Clients are Saying?
Frequently Asked Questions
Will my money be locked up in an annuity?
Not necessarily — that’s a common misconception. We’ll walk you through options that offer flexibility, access, and guaranteed income. Our annuity comparison software shows withdrawal terms and liquidity features so you can make a decision that fits your lifestyle.
How do I know I can trust this process if everything is virtual?
Great question. We’ve designed a completely transparent, 3-call system where every step is explained clearly over Zoom — no confusing jargon or hard selling. You’ll see all your options in real time, and you’ll never be pressured to move forward.
Is there a fee to use your service or software?
Nope. The entire Retirement Income Review is complimentary. You’ll get full access to powerful comparison tools and objective advice without paying a cent — and without any obligation to move forward.
Are annuities really a good option right now?
For many retirees, yes. Annuities can provide guaranteed income for life and protect against market volatility. But we don’t assume it’s right for you — we show you how they work, compare your options, and let you decide with confidence.
How is this different from talking to a traditional financial advisor?
Most advisors are limited to a few products from one company. As an independent broker, we compare hundreds of annuities from top-rated carriers using real-time data — giving you objective recommendations based on what’s best for you, not what pays the highest commission.
What if I’m not ready to make a decision yet?
That’s perfectly fine. Our process is built to educate and empower you — not rush you. Whether you’re retiring next year or just exploring options, we’ll help you gain clarity so you can move forward with confidence whenever the time is right.
Finally: A Clear, No-Jargon Way to Protect Your Savings and Plan Your Retirement Income
ABOUT US
Clear, Honest Retirement Guidance Starts Here
At Optimal Annuity, we believe retirees deserve clarity, confidence, and a process they can actually trust.
Led by independent advisor Lance Riddle, Optimal Annuity was created to offer a better way to plan your retirement income — without the pressure, confusion, or hidden agendas.
We give you complimentary access to powerful annuity comparison tools that lay out all your options side by side, using real-time data from top-rated carriers.
Everything we do is 100% virtual, designed for convenience, privacy, and peace of mind. You won’t be rushed or sold — just guided through a simple 3-call process that helps you protect what you’ve built and secure income you can count on for life.
Your Retirement Deserves More Than a Guess — Let’s Build a Plan You Can Trust
Schedule your complimentary Retirement Income Review today and finally get the clarity, protection, and confidence you’ve been looking for — with no pressure, no obligation, and no sales pitch.
